Fraud & AML Manager

The Open Platform (TOP) is the leading tech company developing Web3 innovations in Telegram. TOP is fueling the Telegram economy through both foundational infrastructure and consumer-facing apps. By integrating blockchain technology into day-to-day digital activities, TOP is building a seamless, scalable platform designed for a billion users — accelerating the mass adoption of crypto.

TOP provides a powerful toolkit of funding, expertise, and technology resources, streamlining access to critical tools like wallets, developer resources, SDKs, APIs, and marketplaces. TOP also develops and supports leading ecosystem products including Walt (ex. Wallet in Telegram), Keeper, STON.fi, Getgems, Tribute, and more.

We’re looking for a senior fraud and AML expert to own this area across the platform. This is a hands-on, department-of-one role. Your main goal is to stop fraud and money laundering before they cause losses: design the preventive controls, find risky activity early in the data and keep the defenses ahead of new schemes. You’ll have direct access to data, decision-makers and engineering, and real influence on how the platform handles risk.

Responsibilities:

• Design and build the platform’s preventive fraud and AML controls: risk rules, limits, scoring and monitoring across the user and payment lifecycle.
• Proactively hunt for fraud and laundering patterns in transaction and user data, and catch them before they turn into losses.
• Set up early-warning signals and alerts, and make sure they lead to timely decisions.
• Test and calibrate controls on historical data, and keep the balance between losses, false positives and user experience.
• Work with Engineering and Product to embed risk controls into the product and automate them.
• Track new fraud and laundering typologies and adapt the defenses before they hit the platform.
• Investigate the cases you find, assess the exposure and make risk decisions, working with payment providers and legal counsel when needed.
• Own the fraud and AML strategy, policies and key risk metrics, and report regularly to the CEO.
• Act as the internal expert on fraud and AML for Support, Moderation, Finance and Product.

Requirements:

• 6+ years in fraud, AML or financial crime at a PSP, PayFac, marketplace or similar platform.
• A track record of designing and launching preventive fraud or AML controls, with measurable impact on losses.
• Hands-on experience building detection rules, scoring or transaction monitoring, and tuning them on real data.
• Experience proactively uncovering money laundering or organized fraud schemes, with examples you can walk us through.
• Strong knowledge of payment fraud, chargebacks and merchant or seller risk.
• Advanced SQL and comfort working with raw data on your own.
• Experience tracing crypto flows and working with on-chain data.
• Sound judgment: you can make decisions with direct financial impact and explain them clearly to leadership.
• Self-driven and comfortable working as a team of one in a fast-moving startup environment.
• Professional English.

Nice to have:

• ACAMS, ICA or a similar certification.
• Experience automating fraud operations with scripts, AI tools or agents.
• Background in high-risk, creator economy or subscription businesses.

Why it is a fantastic opportunity:

• Our business is growing at an exponential scale.

• Non-bureaucratic management that focuses on results.

• Regular performance reviews to assess your progress.

• Remote setup with access to our hubs in Dubai, Yerevan, London and Belgrade.

• Compensation for medical expenses.

• Provision of necessary equipment.

• Employees get access to the most advanced AI models via mira.tg.

• 20 working days of paid vacation annually.

• 11 days off per year.

• 14 days of paid sick leave to support your health and recovery when needed.